RUUZEN
Log inStart investing

The first fractional real estate platform in Uzbekistan

Invest in Uzbekistan real estate from UZS 1 million a stake

Buy shares in rental homes, apartments and villas. Rental income reaches your account every quarter, and appreciation when the property is sold.

Browse propertiesHow it works
Sergeli Eight Apartments

Open Tashkent

Sergeli Eight Apartments

Dividend yield, est.
7.1%
Minimum
UZS 1,000,000
86.1% fundedShares left: 5 512
UZS 27.6BRaised on the platform
UZS 701.6MPaid to investors
9Properties
101Investors

Open properties

Every property is checked by a lawyer, an appraiser and an engineer before it reaches the platform.

All properties

How investing in a share of a home works

  1. 1

    Pick a property

    Study the photos, lease, costs and return estimate. Every number is public.

  2. 2

    Buy shares

    One share costs UZS 100,000, ten shares minimum. Your money waits in a bank escrow account until the offering closes.

  3. 3

    Collect income

    Rent after costs is split between shareholders and paid to your account every quarter.

  4. 4

    Sell your shares

    After six months you can sell to other investors, or wait for the whole property to be sold.

How it works

Returns calculator

What your money could earn

UZS 10,000,000
Dividends over the term
Share appreciation

Based on the average estimates of listed properties: 6.4% dividends and 9.1% growth a year. Not a promise of returns.

Choose a property

Why investors choose UYM

Legal protection

Each property is owned by its own property company. Your rights are confirmed by a contract, an electronic certificate and a register entry.

Money in escrow

Until the offering closes, funds sit in a bank escrow account. If it does not fund, we return them within one business day.

No landlord chores

Finding tenants, repairs, taxes and reporting are handled by the management team.

Open fees

Every UYM fee is listed on each property page to the som. No hidden costs.

Investor protection by law

The platform operates in the regulatory sandbox of the National Agency for Perspective Projects under Presidential Resolution PQ-255 of 21 August 2025.

3 daysto cancel a purchase without giving a reason
1 dayto refund you if an offering does not fund
30 BCAlimit per property until you pass the investor test
100%of funds pass through a bank escrow account
More about protection

Common questions

All questions
Who can invest?

Any adult citizen of Uzbekistan or foreigner who passes verification. Companies can invest too.

How much do I need to start?

One share costs UZS 100,000 and the minimum is ten shares, so UZS 1,000,000.

What do I get when I buy a share?

A participation share in the property company that owns the property, confirmed by an electronic contract, a certificate and a register entry.

How and when is income paid?

Quarterly: net rental income is divided across all shares and paid into your UYM wallet. Withdraw it to a card or reinvest.

What returns should I expect?

Dividend estimates are 5–8% a year and appreciation 7–11% a year. These are estimates, not promises: returns may be lower.

Can I get my money back early?

In the first three days after buying, yes, without a reason. After six months you can sell on the platform’s secondary market.

Become a co-owner of an income property today

Sign-up takes a minute; verification up to one business day.

Start investing